OREGON CHAPTER 7 BANKRUPTCY PETITION PREPARATION
We are a debt relief agency. We help people file bankruptcy under the US Bankruptcy Code.
Who our Bankruptcy Service are For
Who our Bankruptcy Service are For
We can assist you with a Chapter 7 Bankruptcy if you have lived in Oregon for at least 2 years, and
You do not earn more than the median income for Oregon (shown below).
We can help you with a Chapter 7 bankruptcy (also known as "straight" or liquidation bankruptcy). If you wish to file a Chapter 13 (a pay back plan) you should hire an attorney because it is more difficult to represent yourself in a Chapter 13.
Oregon Median Income
1 person....................$67,488.00
2 people....................$82,858.00
3 people....................$99,199.00
4 people..................$114,710.00
(add $9,90.00 for each additional family member.)
If your income is more than the above, you may still be able to file a Chapter 7 bankruptcy, however, your case may be more complex and we will not be able to assist you. We recommend that you consult an attorney if your income exceeds the guidelines.
Chapter 7 Bankruptcy Services We Provide
We will prepare your court ready Chapter 7 Bankruptcy petition, including:
Voluntary Petition
Schedules A though J inclusive
Summary of Schedules
Debtor's Declaration
Statement of Financial Affairs
Mailing Matrix of Creditors
Statement of Intent
Statement of Currently Monthly Income
We are document preparers. We are not attorneys. This means that we may prepare paperwork for you as you direct but we may not give you legal advice or represent you at court hearings, if any. You are encouraged to consult with an attorney for advice you may need and to have your legal rights explained to you.
We charge a flat fee of $200.00 for the preparation of your bankruptcy documents. We do not charge more regardless of the number of creditors you list in your bankruptcy.
If you meet the court's poverty guidelines, you may request a waiver of the court filing fee which is currently $338.00. If you make more than the poverty guidelines, but you are still unable to pay the fee in full, you may request that the court let you pay the fee in four installment payments. It is up to the court to decide whether or not to allow the waiver or installment payments.
How to Get Started
If you are considering filing bankruptcy in Oregon, the first step is to get consumer credit counseling from an approved credit counseling agency. The agency will consult with you and help you determine if you have another way to settle your debts other than bankruptcy. The agency will provide you with a "certificate" showing that you completed the process. This certificate must be filed with the bankruptcy court when you file your bankruptcy petition.
We are required by law to provide you with certain important disclosures prior to accepting your fee or completing your bankruptcy. You must read the disclosures prior to hiring us. They provide you with information about the bankruptcy process.
Sign the "Contract for Preparation of Bankruptcy Documents" and disclosure form the return them to us along with the completed bankruptcy worksheet
Use our online bankruptcy worksheet to submit your information to us.
OR, if you prefer, download the worksheet, complete it and return to us later by email, fax or mail:
Via Secure, encrypted Email:
OR Fax to: 503-212-0701
OR Mail to: Independent Document Preparation
P.O. Box 15329
Portland, OR 97293
FILLING OUT THE BANKRUPTCY WORKSHEET
Please completely and accurately fill out the worksheet. Do not leave any blank spaces. If a question does not pertain to your situation, put "none".
The information you give us will be used to complete your official bankruptcy petition for filing in federal Bankruptcy Court. The information must be accurate. Making a false statement on a bankruptcy petition, or omitting or concealing assets can subject you to fine, imprisonment or both.
If you need legal advice, contact an attorney. Please do not contact us for legal advice. We cannot advise you. Document preparers are allowed to prepare the paperwork only. Many bankruptcy attorneys will offer you a low-cost consultation.
Provide the requested information, then return the worksheet to us.
How to Pay Our Fees
When we receive your signed contract, signed disclosure and your bankruptcy worksheet, we will email an invoice to you that you can click on and pay with a debit card. (Do not a credit card because you are filing bankruptcy.) You can also call us at (503)228-0316 and give us a payment over the phone.